Personal Finance

[caudio51]

What do you guys like to use to keep track of your spending/budgeting?

[Electric Sheep]

My wife. :grin:

[geckoheart]

my wife

[geckoheart]

I'm too slow

[Wasch_24]

Excel

[CWS]

My accountant.

[Rank_Tyro]

If I run out of money at the pub, I have spent my daily allowance.

I use my checkbook to pay bills, and give myself a cash allowance everyday. When I am out of money, I have to wait till the next day to continue my Rock and Roll lifestyle.

This system ensures the bills get paid, the girl is happy, and I still get to spend time and or money doing things I like.

[jcgoldner]

I've been using Quicken for close to 10 years.

[cvm4]

I play it by ear.

[tobby4]

online banking...

[novasurf]

Quicken.

[oneaday]

Quicken/online for personal
Accountant for business

[rpb67]

What do you guys like to use to keep track of your spending/budgeting?

When the wallet and bank account is empty, there is no more spending.

[acaffey]

Relatively simple Excel spredsheet. I tried Quicken years ago, but I had difficulty getting used to using it. Maybe I'll try again.

[michaelbrehm]

I use an OpenOffice spreadsheet.

[ATCDub]

I like openoffice for all the programs, but I still use quicken for personal finanaces. I plan on starting to us TSPKey for my retirement account, for any Fed employees that use TSP.

[Headbanger]

I have no budget.

[tobby4]

i am actually looking for a better program or one in general to use now...

[caudio51]

Anyone use Microsoft Money?

[Kingston]

Excel
Me too. It's something I can do at work too.
Quicken just didn't work with the way I think.

[caudio51]

Anyone use any excel templates or just create your own?

[Kingston]

I create my own

[jwintosh]

online banking...

yup! haven't balanced a checkbook in a loooongggg time!

[kirscovitch]

got a debit card and an online account to my bank.

plus when i get my paycheck each week, i first figure out how many bills wont get paid after cigar purchases.... LOL

[caudio51]

just found a great template. If anyone wants to see it shoot me an email, caudio51@gmail.com

[joshua]

If I told you it wouldn't be personal anymore. :nono:

[cvm4]

:hysterica Nice one

[Jwrussell]

Excel and Microsoft Money.

[BradMc]

Online Banking, and it really works ...........

[David]

We both get paid once a month...the last working day of the month. Both checks get directly deposited into our joint account. I have all bills coordinated to be paid by around the 7th so I sit down on the 30th and pay all bills online, leave about $600 in the joint account for groceries for the month, and then transfer $500 into Heather's account and $300 into mine for our play money for the month. In a matter of 30 minutes, I am done with finances until the next 30 days.

[Greg]

Seriously, I use my memory.

[cvm4]

Pretty nice template here: http://consumerist.com/consumer/how-to/the-9-step-guide-to-budgeting-for-noobs-245303.php

[jmatkins]

I use online banking for bills, and I put all out going bills on a Excel sheet to keep track which ones I have paid and not. I only write about 15 checks a year. 12 of them go to my daughters daycare(they only take checks or MO) so if it wasnt for them I would probaly give up checks.

[Boppa-Wasch]

Excel and online pmt's

[caudio51]

Since I've started tracking my expenses it has helped me identify my vises, like I already didn't know. :rofl:

[BradMc]

Well if I keep checks in my Check books, I have $$ ....RIGHT???? :stickbeat

I use online banking, it is great, easy, and my check book come out each month .....