Credit Monitoring

[caudio51]

Does anyone use one?

I utilize Equifax after my Amex was stolen. It gives me a credit report yearly and alerts me of new activity on inactive accounts and balance changes over a certain dollar or percentage.

[blessednxs65]

I too use Equifax (a free gift after the Veterans Administration databases were compromised). Liked it so much we stayed with it.

[tedski]

I use Guidofax. If I see someone has been using my credit fraudently ... I send the info to my friend Guido.
He then finds out who they are and breaks their kneecaps.

[acaffey]

Equifax. They keep giving me free credit reports to keep me on their monitoring service.

[cvm4]

No, I just monitor my accounts.

[TexaSmoke]

I check it once a year.

[caudio51]

It's too important for me not to check it often. I guess I'm paranoid.

[caudio51]

It's annoying being the III, I have some of my Dad's stuff on my report that I have to get off.

[ATCDub]

I do a check every year at www.fico.com They give you all three credit reports for free and for a fee you can get your credit rating number. Even if you don't get the number it's a good idea to check all the reports just to make sure there isn't something goofy on one.