You make mistakes like that in part because retailers or etailers tell you it is plume instead of mold because they don't want to replace the cigar. So the wrong message gets out to a lot of people. And the problem with that as you see in the pics is that some poor person winds up smoking a cigar with the mold on it which might be a health risk.
Unless the mold is on the foot or really brutal, I'd just wipe it off and smoke it, but I sure don't want to smoke it with the mold still on it. That is just asking for health problems.