We both get paid once a month...the last working day of the month. Both checks get directly deposited into our joint account. I have all bills coordinated to be paid by around the 7th so I sit down on the 30th and pay all bills online, leave about $600 in the joint account for groceries for the month, and then transfer $500 into Heather's account and $300 into mine for our play money for the month. In a matter of 30 minutes, I am done with finances until the next 30 days.