Quadry
Master Shake
Sent my moolah!
victory cigars -- ordered
- Thread starter GuyMcBeerdrinker
- Start date
GuyMcBeerdrinker
poonsmith
okay, I called. of course they couldn't see my account because their system is down. chase is merging with bank one and it has been a clusterfuck.
the guy I spoke to said that regardless if the transaction was done in dollars or a foreign currency, if it took place overseas they will charge a conversion fee of, and I quote, "three point something percent"
I need go to home and double check my paper statements to see if they separate that and put it somewhere separate on that statement. but when I see it post online, I immediately see a fee on the line directly bellow the charge from the vendor.
the guy I spoke to said that regardless if the transaction was done in dollars or a foreign currency, if it took place overseas they will charge a conversion fee of, and I quote, "three point something percent"
I need go to home and double check my paper statements to see if they separate that and put it somewhere separate on that statement. but when I see it post online, I immediately see a fee on the line directly bellow the charge from the vendor.
GuyMcBeerdrinker
poonsmith
btw, I'm going to wait until all the money is turned in to place the order. I only had enough money in my pp to cover my chunk and then some. and if I deposit into it or transfer money from it we are going to lose 3-4 business days. I also want to make it less confusing for sam and order the 2 cabs at the same time as I have to pay the full amount when I place the order and email him to make the adjustment and credit me back the discount.
vewyphishy
Smoking fish
Jorge, you gotta get a new card or a new bank... that's robbery what they're doing to you.
GuyMcBeerdrinker
poonsmith
trust me, I switch banks like I switch clothes. what pisses me off is that I switched this account from wells fargo before they started doing that, and when I went to chase I especifically asked "do you charge a fee for overseas transactions?". they said no, twice.
I have to double check but the phone people haven't been exactly helpful. if I go to a branch, they'll tell me to call and talk to a csr. I do know they zap me right away, but I don't see it on the .pdf statement that they file at the end of the month.
I'm going to call again
I have to double check but the phone people haven't been exactly helpful. if I go to a branch, they'll tell me to call and talk to a csr. I do know they zap me right away, but I don't see it on the .pdf statement that they file at the end of the month.
I'm going to call again
vewyphishy
Smoking fish
So strange. I use Wells Fargo and I've never had that problem before. I even purchased a box once using my gf's Bank of America card. Still no problems (outside of this recent currency conversion b.s.). Maybe it has to do with you being on that "list." They just hassle you more all across the board just to f*ck with you. =P
GuyMcBeerdrinker
poonsmith
ugh, this is fucked up. I called and they lady told me "any transactions done overseas incur a 3.5%". I had to explain to her several times that I understood that being the case if said overseas transactions were done in a fuckin' foreign currency. but when it is done in dollars it seems silly they would dock you for that.
talked to a manager who actually was able to look into my prior history. she doesn't see it in my past statements, which supports my findings of not seeing them on my .pdf statements as well. so I think, and she agreed with me, that maybe because it is an overseas transaction the system automatically posts a 3.5% fee online eventhough it is done in dollars (system assumes that since transaction is foreign it has to incur a fee regardless of exchange or no). but when everything is consolidated at the end of the month I either get credited or there is an adjustment made for the ones that were done in dollars :dunno:
so subtract 3% that I added to the totals. if they charge me that, I'll call them back and get them to reverse it or give them the pink slip. quadry, instead of me refunding you that, I'll just either send you a cigar or make that up when I pick up the tickets from you....cool?
talked to a manager who actually was able to look into my prior history. she doesn't see it in my past statements, which supports my findings of not seeing them on my .pdf statements as well. so I think, and she agreed with me, that maybe because it is an overseas transaction the system automatically posts a 3.5% fee online eventhough it is done in dollars (system assumes that since transaction is foreign it has to incur a fee regardless of exchange or no). but when everything is consolidated at the end of the month I either get credited or there is an adjustment made for the ones that were done in dollars :dunno:
so subtract 3% that I added to the totals. if they charge me that, I'll call them back and get them to reverse it or give them the pink slip. quadry, instead of me refunding you that, I'll just either send you a cigar or make that up when I pick up the tickets from you....cool?
GuyMcBeerdrinker
poonsmith
I use the free checking accounts for my cigar accounts, so maybe those are subject to more fees than other regular accounts. I never had one like this from wf, just the currency exchange fee b.s. but I got a letter from them stating they would begin charging for any overseas transactions in april. so I jumped ship in anticipation back in march.
yeah, I'm working on getting my name cleared from the list. I had to send a birth certificate, some notarized bullshit and a form to the man. said it could take up to 6 months. last time I flew a lady was kind enough to actually give me an instructions sheet they are SUPPOSED to give you the first time this happens to you.
yeah, I'm working on getting my name cleared from the list. I had to send a birth certificate, some notarized bullshit and a form to the man. said it could take up to 6 months. last time I flew a lady was kind enough to actually give me an instructions sheet they are SUPPOSED to give you the first time this happens to you.
Quadry
Master Shake
Whatever works best man. I am like a fat girl at prom.....just happy to be here.
Legends of the Playground
Undercover
Hey, you know everyone expects the fat girl to put out, right?:hysterica
scottsins
Official BOTL Consigliere
and buy you shit, and do stuff other chicks won't.Legends of the Playground said:
GuyMcBeerdrinker
poonsmith
fat chicks = like shooting fish in a barrel
Legends of the Playground
Undercover
Slumpbuster
Quadry
Master Shake
Fat girls are like Volkswagen Beetles. Both are fun to ride, but you don't want your friends to see you with one. And yes they are easy, but she had a pretty face!
vewyphishy
Smoking fish
ya'll aint right. :rofl:
GuyMcBeerdrinker
poonsmith
gentle reminder: we need to get a move on. I don't want to test the extension they have granted me by waiting until next week to place the order :eyepoke:
GuyMcBeerdrinker
poonsmith
okay dudes, I had to move money around because it was staterred everywhere. should post at midnight so I'll place the order then :stretchgr
GuyMcBeerdrinker
poonsmith
here's some bullshit:
08/12/2005 INTL PURCH-SARL 175.32
08/12/2005 INT'L 3.5% PURCH 6.14
purchase was done in dollars. I'll wait a few days to see if they correct it. btw, it pisses me off they don't display the full vendor name online. who is fuck is "sarl..."?
08/12/2005 INTL PURCH-SARL 175.32
08/12/2005 INT'L 3.5% PURCH 6.14
purchase was done in dollars. I'll wait a few days to see if they correct it. btw, it pisses me off they don't display the full vendor name online. who is fuck is "sarl..."?
GuyMcBeerdrinker
poonsmith
hey muchachos,
the cigars have been ordered. I'll post the box code when I get the shipping confirmation...should be from '03.
the cigars have been ordered. I'll post the box code when I get the shipping confirmation...should be from '03.
GuyMcBeerdrinker
poonsmith
wow, that was quick. we already have shipping confirmation. our sticks are taking off this friday (aug. 19th)